Temper of the Times Investor Services Inc. is a company affiliated with Moneypaper Publications LLC, the publisher of The Moneypaper's Guide to Direct Investment Plans.
If this information is not provided,
we may not be able to carry out any transactions for you, or to honor your DRIP account enrollment request.
ATTENTION: International clients-when paying through PayPal for your DRIP orders please add on 3% of your total DRIP order amount to funds sent to Temper to compensate the firm for PayPal processing fee levied by PayPal on the firm upon transfer of your funds to us.
Please understand that the purchase of the single share is not itself an investment. The value of the share resides in its making you qualified to join the DRIP.
The Temper Enrollment Services:
Provides enrollment in over 1,000 companies that offer DRIP plans.
Temper Enrollment Services terms are as follows:
1. All checks for DRIP orders should be made payable to Temper
of the Times Investor Services Inc..
2. To Register:
• Enter your full name, date of birth, street address,
and Social Secuirty Number (proof if your first name is actually
an initial). (Non-U.S. citizens without taxpayer ID, please provide a copy of
passport personal data page OR government-issued identification
card). * US citizens: please provide copy of US passport personal data page or copy of driver license. Please, either scan your ID document and email it to us as an attachment to firstname.lastname@example.org (copy to email@example.com), or fax it to us at 914-921-9318.
• If other than single registration,
indicate the proper form of registration. For example,
JT TEN for joint tenancy accounts, where the surviving tenant
receives the property automatically. Temper Enrollment Services may not recommend the type of registration. Please seek competent advice before providing us with the type of registration you desire.
• In custodial accounts
under the Uniform Gift to Minors Act, name the adult first as
custodian and indicate the state: "John Doe, cust. for Jane Doe
under NY UTMA." Provide Social Security Number and date of birth
for both the custodian and the child.
• For living trust agreements
and pension plans, be sure to indicate the date: "In trust for
Robert Doe under Trust Agreement dated____." Also a copy of the
first and last page of the plan/trust should be sent to
• For registrations involving
corporations, partnerships, or investment clubs, be sure to
include the full name of the entity. Please send proof of the
entity's existence, such as a certified copy of the certificate
of incorporation, partnership agreement, or investment club
• We cannot accept
TOD (Transfer of Death) registrations. We cannot accept orders
from residents of Puerto Rico, US Virgin Islands, Guam or American Samoa.
• The following do not allow
Tenants by Entirety registrations: AL, AZ, CA, CO, CT, GA, ID,
IL, IN, IA, KS, LA, ME, MN, MT, NE, NV, NH, NM, NY, NC, ND, OH,
OR, SC, SD, TX, UT, WA, and WI.
• The following do not allow
Community Property registrations: AL, AK, AR, CO, CT, DE, DC,
FL, GA, HI, IL, IN, IA, KS, KY, ME, MD, MA, MI, MN, MS, MO, MT,
NE, NH, NJ, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, UT, VT,
VA, WV, WI, WY, and DC.
3. We acknowledge your order immediately
and accept orders until 12 P.M. EST on the last business day of the month.
Any corrections to your orders or cancelations of your order must be submited to us by email or by regular mail no later than the second business day after the enrollment
month is closed.
a. Please report promptly back to us any discrepancy or inaccuracy as may
be pertinent to your DRIP account order with us. Any oral communication to/with us must be re-confirmed in writing to protect your rights, including rights under the Securities Investor Protection Act (SIPA).
4. You may order no more than the
minimum number of shares needed to qualify for the plan. Usually, it is one share.
5. Please be advised that all orders for enrollment in direct investment accounts in companies serviced by Equiniti Shareowner Services (formerly Wells Fargo Shareowner Services) as their transfer agent will require an additional service fee surcharge of $10.00 per DRIP in addition to our customary charges.
This surcharge will be automatically added to online orders for companies using Equiniti Shareowner Services (formerly Wells Fargo Shareowner Services). Orders submitted by mail must include this additional surcharge per DRIP.
will be paid to you directly by each company's
transfer agent in line with applicable record date(s) for any such corresponding dividend(s) that will correspond to date(s) after the date your DRIP account will have been opened. Any dividends with record dates falling on calendar dates during the period beginning with acceptance of your DRIP account order by Temper Enrollment Services and ending on the date your DRIP account will have been established at the corresponding transfer agent as registered in your name, will be retained by Temper Enrollment Services as additional income.
7. Shares are purchased
through a broker.
a. The Temper
Enrollment Services is not responsible for the quality of your
choice of investments, nor is it responsible for the operations
of the company or its direct investment plan. If your order can
not be executed for any reason, you will be sent a full refund.
DISCLOSURE: CUSTOMERS MUST DO THEIR OWN RESEARCH IN ORDER TO DETERMINE SUITABILITY OF SUCH AN INVESTMENT AS IT RELATES TO THEIR PERSONAL AND FINANCIAL CIRCUMSTANCES. TEMPER OF THE TIMES HEREBY DOES NOT MAKE ANY RECOMMENDATIONS AND CONVEYS NO JUDGMENT AS TO MERITS OF INVESTING IN ANY SECURITY.
the situation does not arise often, a company may file for bankruptcy
and/or discontinue its plan after the shares you ordered were
purchased. Under those circumstances, you will be charged the
amount that was paid for the stock and a certificate
for the share(s) will be sent to you, the cost of issuance of such a stock certificate will be borne by you.
b. The Securities and
Exchange Commission requires that all broker-dealers advise customers
of the broker's practice with respect to payment for order flow.
Payment for order flow includes any monetary payment, service,
property, or other benefit that results in remuneration, compensation,
or consideration to a broker-dealer from a broker-dealer. Temper
does not receive any payment for order flow.
c. Temper closes
its entry system for new orders on the last business day of the month at 12 P.M. EST.
Stock(s) are purchased on or about the 5th of the following
and the DRIP enrollment process should be completed approximately four weeks
8. Refunds of overpayments are issued with the final statement.
Please note that we do not process overpayments of less
than $25 as a matter of corporate policy. We will, however, act on your individual request to process an overpayment of more than $10, with the understanding that you will cash the check within 30 days..
a. If you are issued any refund check by us, please deposit it into your bank account promptly. If you don't deposit your check for any reason, after 3 years it will be ESCHEATED to the State of New York, the state of our incorporation, as abandoned property,
and a $25 processing fee will be deducted by us from the amount of your check. If your refund check is less than $25, the entire check amount will be retained by us as our processing fee during the escheatment to the State of New York.
9. Temper Enrollment Services relies on cooperative assistance by corresponding transfer agents servicing the shareholder registries for companies you as the customer of Temper Enrollment Service may wish to open a DRIP account. These transfer agents operate independently of Temper and process our servicing requests on your behalf in accordance with their own corporate processing strategies. Temper cannot guarantee that your orders for direct investment accounts will be processed within a specific period of time although we strive to make sure your DRIP orders are processed in a timely fashion.
Therefore, Temper Enrollment Services has to rely on you, our customer, to bring to our attention any enrollment that has not been established after six calendar weeks of your original order.
Forms and Enrollment Cards will be sent to you if you are using
the Temper Enrollment Services to become enrolled in the following companies: AFLAC, BB&T Corp., Brown-Forman Corp., Cincinnati Financial Corp., Collectors Universe, Cummins Inc., Eaton Corp., Exxon Mobil, 3M Co., Norfolk Southern Corp., Otter Tail Corp., Polaris Industries Inc., Sherwin Williams Co., Senior Housing Properties Trust, Unilever N.V. W-9 forms and enrollment cards will be mailed to you by us after your DRIP order(s) were accepted by us for processing with these companies. You should sign
and return the W-9 form and/or an enrollment card to us at your earliest convinience.
To obtain W-9 forms or enrollment
cards, call 800-388-9993, or contact the Temper Enrollment Services
by mail at P.O. BOX 461, Rye, NY 10580.
11. Any controversy that
may develop relevant to this enrollment shall be submitted to arbitration.
Such arbitration shall be conducted in New York, N.Y., by the Financial Industry Regulatory Authority, Inc. in accordance with its
rules in effect.
or email: firstname.lastname@example.org